PayPal Fee Calculator
Calculate your PayPal transaction fees instantly to see how much you'll receive.
You Receive
$0.00
PayPal Fee
$0.00
Total Received
$0.00
Why Use This Tool? ✅
Accurate Calculations
Based on standard PayPal fee structures for goods and services to give you a reliable estimate.
Plan Your Pricing
Use the "Reverse Calculate" feature to set prices that cover fees and protect your profits.
Simplify Invoicing
Know exactly how much money you will get after fees before you send an invoice or make a sale.
Free & Easy to Use
A simple, intuitive interface that works on any device without registration or fees.
Understanding PayPal Fees: A Guide for Sellers & Freelancers 💸
PayPal is an incredibly convenient platform for sending and receiving money, but its fee structure can sometimes be confusing. For anyone running a business, selling goods, or freelancing, understanding these fees is essential for accurate pricing and financial planning. This tool is designed to provide clarity and make these calculations effortless.
How Does PayPal Calculate Fees?
For most standard "Goods and Services" transactions, PayPal's fee is composed of two parts: a percentage of the transaction amount plus a fixed fee. The exact numbers can vary by country and transaction type.
This calculator uses a common rate for online payments (e.g., 2.99% + a fixed fee) as a baseline. The fixed fee changes depending on the currency of the transaction.
Example: For a $100 USD transaction with a 2.99% + $0.49 USD fee:
- Percentage Fee: $100 × 0.0299 = $2.99
- Fixed Fee: + $0.49
- Total Fee: $2.99 + $0.49 = $3.48
- Amount Received: $100 - $3.48 = $96.52
The "Reverse" Calculation: How Much Should You Ask For?
A common problem for freelancers and sellers is determining how much to charge to receive a specific amount after fees. If you need to net exactly $100, you can't just ask for $100. Our "Reverse Calculate" feature solves this for you. It uses an algebraic formula to find the gross amount you need to request so that after PayPal deducts its fees, you are left with your desired net amount. This is crucial for creating quotes and invoices that protect your bottom line.
Disclaimer: PayPal's fee structure is complex and can change. Rates may differ for international transactions, micropayments, or different payment methods (e.g., QR code, card reader). This calculator provides an estimate based on standard online payment rates and should be used as a guide. Always check the official PayPal website for the most current and specific fee information for your region and account type.