Stripe Fee Calculator
Instantly calculate your Stripe transaction fees to see how much you'll earn.
You Receive
$0.00
Stripe Fee
$0.00
Total Charged
$0.00
Why Use This Tool? ✅
Accurate Calculations
Based on standard Stripe fee structures for online card payments to give you a reliable estimate.
Plan Your Pricing
Use the "Reverse Calculate" feature to set prices that cover fees and protect your profits.
Simplify Invoicing
Know exactly how much money you will get after fees before you send an invoice or make a sale.
Free & Easy to Use
A simple, intuitive interface that works on any device without registration or fees.
Navigating Stripe Fees: A Guide for Online Businesses 💳
Stripe has become a leading payment processor for online businesses, known for its powerful API and developer-friendly tools. However, like any payment processor, it charges fees for its services. Understanding these fees is critical for pricing your products and services correctly and managing your business's profitability.
How Stripe's Fees Work
For most standard online card transactions, Stripe's fee structure is a simple combination of a percentage of the transaction amount plus a fixed fee. The exact rates can vary based on your country, the customer's card type (e.g., domestic vs. international), and your specific Stripe agreement.
This calculator uses a common rate for U.S. online payments (2.9% + $0.30 USD) as a baseline. The fixed fee portion of this changes based on the currency.
Example: For a $100 USD transaction:
- Percentage Fee: $100 × 0.029 = $2.90
- Fixed Fee: + $0.30
- Total Fee: $2.90 + $0.30 = $3.20
- Amount You Receive: $100 - $3.20 = $96.80
The Power of "Reverse Calculate"
One of the most valuable features of this tool is its ability to perform a reverse calculation. If you need to end up with a specific amount in your bank account (e.g., $100), you can't just charge the customer $100. You need to charge a higher amount to cover the fees.
This feature solves that problem by calculating the gross amount you should ask the customer for, so that after Stripe takes its cut, you are left with your target net amount. This is invaluable for freelancers, consultants, and businesses that want to pass processing fees on to the client or ensure their profit margins are met.
Disclaimer: Stripe's fee structure can change and may vary based on your location, business type, and specific contract. Additional fees may apply for international cards, currency conversions, chargebacks, and other services. This calculator provides an estimate based on standard online payment rates and should be used as a guide. Always refer to the official Stripe pricing page for your region for the most accurate and up-to-date information.